The cost-of-living index in San Antonio, TX, stands at a modest 91.2, showcasing a market that’s more affordable relative to the national average. A significant contributor to this affordability is the housing sector, with a housing index of 78.1 and a median home sales price of $334,100, which has seen a year-over-year decrease of 4.4%. When compared to a tech hub like Austin, TX, San Antonio offers a more cost-effective living arrangement, particularly in housing, which is 29.8% less expensive. Additionally, utilities in San Antonio are 5.7% less, although transportation and health costs are slightly higher, at 4.8% and 4.6% respectively. The comparison in transportation and health costs indicates a balanced trade-off between the two Texas cities. The average mortgage payment in San Antonio stands at $2,592, as opposed to the average rent of $1,269, presenting a favorable scenario for renters. This economical landscape, coupled with the moderate cost of essential utilities, makes San Antonio an attractive option for a variety of individuals seeking affordability without significantly compromising on the quality of life, especially when compared to its pricier neighbor, Austin.